Financing with Our Dealership

Watseka Ford Lincoln Inc. takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Watseka Ford Lincoln Inc. Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Watseka Ford Lincoln Inc. can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Find the Loan and Lease Options You Need at Watseka Ford 

If there's one thing the team at Watseka Ford Lincoln understands very well, it's that choosing a car is only part of buying a car. Often enough the bigger part of the process is figuring out how you're going to pay for it. 

We don't want the finance process to feel intimidating. That's why we maintain an onsite finance center that can handle the details so you can spend more time focusing on the bigger issues that are important to you. 

Expert Financing for Drivers in Gilman and Brook 

When you start looking for financial help, a healthy dose of expertise can make all the difference. Expertise is something you'll find plenty of when you come to Watseka Ford Lincoln. Our expert finance team has years of shared experience working with a wide array of different customers from the Saint Anne area. 

If you're interested in a loan, we can help you find an affordable loan. If a lease might feel better for your lifestyle, we can hook you up with a lease agreement too. All we'll need from you are some essential pieces of personal information. These might include things like your income, current assets, and your social security number. You can count us to keep this data secure while we speak with lenders to find the options you need. 

Reach Out to Our Dealership's Finance Experts Today 

Does the finance center at Watseka Ford Lincoln sound like the solution to your vehicle finance needs? Get in touch with our dealership in Watseka, IL today. We can talk to you about the pros and cons of loans and leases, and help you choose the right option for your life and your budget.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Finance or Lease Your Vehicle at Watseka Ford Lincoln in Watseka, IL

Our customers here at Watseka Ford Lincoln in Watseka, IL are all unique, and we understand there's no one-size-fits-all financing solution for everyone. You can expect to be treated as an individual when you apply for Ford finance with us. Our finance department can offer a variety of finance options to accommodate a wide range of budgets, preferences and lifestyles. Here's what to know about financing your new Ford from our used or new inventory with us.

Why Finance a Vehicle

A conventional loan is no longer the only option when it comes to vehicle financing; however, it remains the preferred choice for a sizable segment of Fowler shoppers. Perhaps you are interested in owning a new car and building equity as you make payments. Some folks near Gilman look to buying because it allows them maximum freedom and flexibility. Traditional car loans don't come with stipulations regarding the vehicle's condition or mileage. In addition, you're free to sell or trade your model at any time according to your current needs without being penalized.

When Leasing Is Best

While lease terms typically do come with mileage limits or condition requirements, a significant number of St. Anne drivers don't mind. If you're someone who takes good care of your vehicle, you don't wish to make permanent modifications to it, and you do not drive long distances, a lease might be a great option for you. The greatest appeal of leasing is the lower cost per month. Monthly lease payments are more affordable than lease payments, and you can anticipate having few maintenance costs.

Apply for Ford Finance

Whether you decide to buy or lease your next vehicle, you can begin the finance process by applying online. Once we review your application, we'll reach out to discuss the next steps. Our finance professionals near Milford will help you decide how to proceed. Contact us today or visit us in person to learn more.

  1. Watseka Ford Lincoln Inc.

    101 Bell Road
    Watseka, IL 60970

    • Sales: (815) 432-2418
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Get in Touch

  • Contact our Sales Department at: (815) 432-2418
  • Monday8:30am-7pm
  • Tuesday8:30am-6pm
  • Wednesday8:30am-7pm
  • Thursday8:30am-7pm
  • Friday8:30am-6pm
  • Saturday9am-3pm
  • SundayClosed